If you’ve recently lost your home to foreclosure, we want to start by saying: we understand how hard this is. Losing a home isn’t just about property—it’s about stability, memories, and a sense of security. On top of that, navigating the aftermath of foreclosure can feel overwhelming.
But what if we told you that you may still be owed money from your home’s foreclosure sale—money that is rightfully yours?
At Monarch Surplus Recovery (MSR), we specialize in helping homeowners like you claim their surplus funds quickly and hassle-free. Surplus funds can provide a financial cushion to help you move forward—but unfortunately, counties don’t always make it easy to get what’s yours. That’s where we come in.
🔹 Click here to [Check for Surplus Now], and we’ll do the research for you—completely free.
What Are Surplus Funds?
When a property is sold at a foreclosure auction, the sale price often exceeds the amount owed on the mortgage, taxes, or liens. The leftover money after all debts are paid is called surplus funds—and in most cases, it belongs to the former homeowner.
Example:
- Let’s say you owed $75,000 on your home, but it sold at auction for $110,000.
- After debts and legal fees are paid, there’s a $35,000 surplus left.
- That money belongs to you—but you have to file a claim to get it.
The biggest problem? Most homeowners don’t even know they have surplus funds waiting for them. And worse, if they don’t claim them in time, the government can take the money permanently.
Why Isn’t This Process Easier?
If this money belongs to you, why isn’t it automatically sent to you? The truth is: counties don’t actively notify former homeowners, and the system isn’t designed to be user-friendly.
🔹 No automatic notifications – Many counties don’t send notices, and if they do, they’re often buried in legal paperwork.
🔹 Complex paperwork and legal requirements – Filing a claim involves strict deadlines, legal forms, and possible court hearings.
🔹 Risk of making mistakes – Even small errors can delay your claim or cause it to be denied.
🔹 Scammers target surplus funds – Many homeowners get flooded with confusing letters or calls from untrustworthy companies.
At Monarch Surplus Recovery, we believe that claiming your money shouldn’t be another battle. That’s why we handle the process for you—so you don’t have to deal with legal headaches or government delays.
How MSR Makes Surplus Recovery Simple
Instead of spending hours trying to figure out if you have surplus funds—or how to claim them—MSR does all the work for you.
✅ Step 1: We Find Out If You Have Surplus Funds
- Our team researches foreclosure records to see if you have unclaimed funds.
- We verify the amount and explain your options—all at no upfront cost to you.
🔹 Click here to [Check for Surplus Now], and we’ll do the research for you—completely free.
✅ Step 2: We Handle the Entire Claim Process
- We file all the necessary paperwork with the county, ensuring accuracy and compliance.
- If court filings are required, we handle the legal side so you don’t have to.
- We cover all costs upfront, so you never have to worry about out-of-pocket expenses.
✅ Step 3: You Get Paid—Without the Stress
- Once your claim is processed, the county releases the funds.
- You receive your money quickly, without dealing with red tape.
💡 And the best part? We only get paid when you do. If for any reason your claim isn’t approved, you owe us nothing.
Common Questions About Surplus Recovery
How do I know if I have surplus funds?
The easiest way? Let MSR check for you. We’ll research public records and confirm whether there are unclaimed funds in your name.
🔹 Click here to [Find Out If You’re Owed Money]—it’s fast, easy, and completely free.
Can I claim the money myself?
Yes, you can. However, many homeowners find the process confusing, frustrating, and time-consuming. Counties often require:
✅ Complex legal forms
✅ Proof of ownership
✅ Notarized affidavits
✅ Court filings in some cases
If you’re comfortable handling all of that on your own, you absolutely can. But if you’d rather have an expert team handle everything for you—at no upfront cost—MSR is here to help.
What if I miss the deadline?
If you don’t claim your surplus funds before the county’s deadline, the money could be permanently lost. Deadlines vary by state, so it’s important to act quickly.
Why Work with MSR Instead of Other Companies?
At Monarch Surplus Recovery, we believe in transparency, fairness, and doing right by our clients. Unlike some companies that charge outrageous upfront fees or give misleading promises, we:
✅ Work on contingency – If we don’t recover your money, you don’t owe us anything.
✅ Cover all legal & filing costs upfront – You don’t pay out of pocket.
✅ Keep you informed every step of the way – No hidden fees, no surprises.
✅ Move fast – We know time is of the essence, so we work quickly to get your claim processed.
💡 Foreclosure was hard enough. Claiming your surplus funds shouldn’t be. Let us take care of the process while you focus on rebuilding.
Take the First Step Today
If your home was foreclosed within the past few years, you may have thousands of dollars in surplus funds waiting for you. But remember—you must file a claim before the deadline, or the money could be gone forever.
🔹 The fastest way to check? Let MSR do the research for you.
✅ [Check for Surplus Now] – We’ll confirm if you have unclaimed funds, at no cost to you.
✅ [Speak with a Specialist] – If you have questions, our team is here to help. Call Toll Free at [833-835-5762]
💙 At Monarch Surplus Recovery, we’re not just a service—we’re your partner in financial recovery. Let’s get back what’s rightfully yours.
Final Thoughts: Your Money, Your Future
Losing a home is painful—but it doesn’t have to mean losing everything. If you have surplus funds waiting for you, don’t let them slip away.
💡 Let’s reclaim what’s yours—quickly, safely, and stress-free.
🔹 [Get Your Free Surplus Check] – call Toll Free at 833-835-5762
