Losing a home to foreclosure is one of the hardest things a person can go through. It’s more than just losing a piece of property—it’s losing a place filled with memories, security, and stability. If this has happened to you, we want to start by saying: you are not alone, and this is not the end of your journey.
What many homeowners don’t realize is that when a home is sold at a foreclosure auction, the sale often generates more money than what was owed on the property. This extra money, called surplus funds, rightfully belongs to the former homeowner—you.
But here’s the problem: counties don’t always make it easy for you to claim it.
🔹 Click here to [Check for Surplus Now], and we’ll do the research for you—completely free.
What Are Surplus Funds, and Why Do They Exist?
When a home goes into foreclosure, it is typically sold to the highest bidder at auction. The money from that sale is first used to pay off any debts tied to the property, such as:
✅ The remaining mortgage balance (if applicable)
✅ Unpaid property taxes or liens
✅ Legal fees associated with the foreclosure
If the winning bid is higher than what was owed, the extra money left over is called surplus funds—and you have the legal right to claim it.
For example:
- Let’s say you owed $80,000 on your mortgage, and your home sold at auction for $120,000.
- After paying off debts, there’s a $40,000 surplus remaining.
- That money belongs to you—but it won’t automatically be sent to you.
Why Didn’t Anyone Tell You About This?
One of the biggest frustrations homeowners face is that they were never informed about the money they’re owed. Here’s why:
🔹 Counties don’t always notify you – Some jurisdictions send letters, but others expect you to figure it out on your own.
🔹 The system is complicated – Claiming surplus funds involves paperwork, deadlines, and legal processes that many homeowners don’t even know exist.
🔹 Scammers prey on confusion – If you’ve received shady calls or letters about your foreclosure, you might be skeptical of anyone offering help.
This is why so many surplus funds go unclaimed—but it doesn’t have to be that way.
How to Find Out If You’re Owed Surplus Funds
If you’ve recently gone through a foreclosure, there’s a strong chance you have money waiting for you. But instead of navigating the complex system alone, Monarch Surplus Recovery (MSR) can do the research for you—for free.
Here’s how to find out if you’re owed money:
🔹 The Fastest & Easiest Way – Let MSR Check for You
- At Monarch Surplus Recovery, we specialize in tracking down unclaimed foreclosure surplus funds for homeowners just like you.
- We’ll search public records, confirm if there are surplus funds available, and let you know exactly how much you’re owed—at no upfront cost.
- Click here to [Check for Surplus Now] and we’ll start the research for you.
🔹 Other Methods (DIY Research)
- Check your county’s foreclosure records (if available online).
- Call your local clerk of courts and ask if there are unclaimed foreclosure surplus funds in your name.
While you can certainly search for surplus funds on your own, many counties do not make the process easy. With MSR, we take the guesswork out of it and give you a clear answer—quickly and hassle-free.
How to Claim Your Surplus Money
Once you’ve confirmed that you have surplus funds available, the next step is filing a claim. But be aware:
🚨 Deadlines are strict – If you don’t claim your funds within a certain timeframe, the county can take the money permanently.
🚨 The process is complex – There are legal requirements, court filings, and specific documents needed to process a claim.
🚨 Mistakes can cost you – Errors in paperwork can delay or even void your claim.
💡 This is where MSR can help. Instead of trying to navigate this confusing system alone, let us handle everything for you—at zero upfront cost.
🔹 The MSR Advantage – Stress-Free Surplus Recovery
✅ We handle the entire claims process – No need to worry about paperwork, legal filings, or deadlines.
✅ No upfront fees – We only get paid when you do.
✅ Faster processing – Our team knows how to expedite claims so you can receive your money sooner.
✅ Full transparency – We provide regular updates, so you’re never left wondering where your claim stands.
🔹 Ready to Claim What’s Yours?
Click here to [Start Your Claim Today], and let us take care of everything for you.
You Deserve to Get Back What’s Yours
We understand how overwhelming foreclosure can be, and we’re here to make sure you don’t leave money on the table. Surplus funds could help you:
💰 Pay off debts
🏠 Secure a new place to live
📚 Cover medical bills or other expenses
🌱 Start fresh after a difficult chapter
This money is rightfully yours—and we want to help you recover it.
🔹 Want to see if you have surplus funds waiting for you? [Click here to check now.]
Final Thoughts: You Haven’t Lost Everything
Your home may be gone, but your financial recovery doesn’t have to stop here. Surplus funds are a second chance—a way to reclaim what’s yours and move forward with dignity.
If you need guidance or want to see if you qualify, we’re here to help. Let’s work together to get back what’s rightfully yours.
💙 From all of us at Monarch Surplus Recovery, we’re rooting for you.
🔹[Speak with a Specialist Today] – call Toll Free at 833-835-5762
